Credit Officer jobs in Lagos

Credit Officer jobs in Lagos are in high demand, reflecting the city's status as Nigeria's economic and financial hub. A Credit Officer plays a pivotal role in the financial sector, primarily responsible for assessing the creditworthiness of individuals and businesses applying for loans or credit facilities. In Lagos, this often involves evaluating applications from diverse clients, from burgeoning SMEs in Ikeja to large corporations in Victoria Island, and individuals across various income brackets. Daily responsibilities typically include analyzing financial statements, conducting thorough risk assessments, preparing credit proposals, and ensuring compliance with both internal policies and Central Bank of Nigeria (CBN) regulations. The work environment is dynamic, often fast-paced, and requires a keen eye for detail and strong analytical skills. Industries actively hiring Credit Officer jobs in Lagos include commercial banks (e.g., Zenith Bank, Access Bank, GTBank), microfinance institutions, fintech companies, and even some investment firms. Career growth prospects are robust, with paths leading to Senior Credit Officer, Credit Manager, Risk Manager, or even Head of Credit roles. The continuous expansion of credit facilities and financial services in Lagos ensures a steady market demand for skilled professionals in Credit Officer jobs across various sectors.